ALOC Terms of Service

Effective Date: May 2026

By using ALOC (“All Lines of Credit”), you agree to the following terms and conditions.

Use of Service

ALOC is designed to provide users with credit tracking, utilization monitoring, and financial organization tools.

ALOC does not provide financial, legal, tax, or investment advice.

User Responsibility

Users are solely responsible for:

  • Their financial decisions
  • Credit card usage
  • Payments
  • Account accuracy

ALOC is not responsible for financial losses, missed payments, credit score impacts, or lending decisions.

Subscriptions

Some features may require paid subscriptions. Pricing and features are subject to change.

Subscriptions purchased through Apple App Store or Google Play are managed by their respective platforms.

Privacy

User data is handled according to the ALOC Privacy Policy.

Security

ALOC takes reasonable steps to protect user data, but no platform can guarantee absolute security.

Future Integrations

Future versions of ALOC may integrate with third-party providers such as Plaid for secure financial account connectivity.

Termination

ALOC reserves the right to suspend or terminate accounts that violate these terms.

Limitation of Liability

ALOC Technologies LLC shall not be liable for any indirect, incidental, or consequential damages arising from the use of the application.

Contact

ALOC Technologies LLC
support@alocapp.com